Let’s talk about insurance, standard fees, and payment options.

Dr. Maxwell is presently an in-network provider for:

  • Aetna

  • Ambetter

  • Blue Cross Blue Shield

  • Blue KC

  • Cigna/Evernorth

  • Kansas Medicaid (KanCare; Sunflower Health Plan)

  • Missouri Medicaid

  • New York Medicaid

  • Missouri Medicaid (MO HealthNet)

  • Medicare

  • New Directions/Lucet

  • Optum

  • United Healthcare UHC/UBH

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Fees & Insurance

Understanding the cost of care should be straightforward. Maxwell Psychological Services, L.L.C., offers insurance-based and self-pay options for psychotherapy and psychological assessment. Fees, anticipated insurance coverage, and payment arrangements are discussed before services begin.

Using your insurance

Dr. Maxwell participates in a number of commercial insurance networks, Medicare, and selected Medicaid programs. Participation varies by specific plan, service, and state. Please contact the practice to confirm whether Dr. Maxwell participates in your particular plan before scheduling.

Your costs may include a copayment, coinsurance, or an unmet deductible. Coverage for psychotherapy and psychological testing may differ, and some services (e.g., testing) require prior authorization. A benefits estimate or authorization does not guarantee payment.

When checking your benefits, ask:

  • Is Dr. Maxwell in network for my specific plan?

  • Does my plan cover the service I am seeking, including telehealth if applicable?

  • What deductible, copayment, or coinsurance applies?

  • Are referrals, prior authorization, or other coverage requirements involved?

  • If Dr. Maxwell is out of network, does my plan provide out-of-network benefits?

Self-pay psychotherapy

The following fees apply to self-pay appointments with Dr. Maxwell and his intern(s). Rates are the same for in-person and telehealth appointments. Sliding scale fees are considered on a case-by-case basis by Dr. Maxwell.

Service w/ Dr. Maxwell:

  • Initial clinical intake - 60 minutes: $225

  • Individual psychotherapy - 60 minutes: $200

  • Individual psychotherapy - 45 minutes: $160

  • Individual psychotherapy - 30 minutes: $110

Service w/ Dr. Maxwell’s intern(s):

  • Initial clinical intake - 60 minutes: $45

  • Individual psychotherapy - 60 minutes: $40

  • Individual psychotherapy - 45 minutes: $30

  • Individual psychotherapy - 30 minutes: $25

Please note that Dr. Maxwell’s interns are not able to accept insurance. Appointment length is selected according to clinical needs. When insurance is used, your responsibility is determined by your benefits and the applicable insurance agreement, rather than automatically by the self-pay prices listed above.

Psychological assessment

Assessment fees depend on the questions being addressed and the work needed to answer them. An evaluation may include interviews, records review, standardized testing, scoring and interpretation, report preparation, and a feedback appointment.

  • Self-pay clinical assessment conducted solely by Dr. Maxwell is billed at a $1,700/assessment flat fee.

  • Self-pay clinical assessment conducted by intern(s) under direct supervision of Dr. Maxwell is billed at $1,000/assessment flat fee. A reduced rate is applied to facilitate training opportunities for Dr. Maxwell’s intern(s).

Forensic evaluations, attorney consultations, and testimony have separate fee arrangements. Please contact Dr. Maxwell to discuss the purpose and scope of the requested service.

Self-pay, insurance, and privacy

Some patients use insurance to make care more affordable. Others pay directly because they lack coverage, their requested service is not covered, or they prefer not to submit claims.

Insurance claims generally include a diagnosis and information about the services provided. Insurers may also request relevant clinical information to evaluate coverage or medical necessity. Privacy protections apply regardless of how care is paid for.

Paying privately does not eliminate clinical documentation or the usual legal limits of confidentiality. If avoiding disclosure to your health plan is important to you, please discuss this before services begin so that available options and applicable requirements can be reviewed.

Out-of-network reimbursement

If Dr. Maxwell is out of network with your plan, you may be eligible for partial reimbursement. An itemized receipt, often called a superbill, can be provided for eligible services.

Submitting a superbill shares diagnostic and service information with your insurer. Reimbursement depends on your plan and is not guaranteed. Ask about your out-of-network deductible, reimbursement percentage, and the insurer’s allowed amount—the amount it uses to calculate payment, which may be lower than the actual fee.

Accessibility and additional services

Reduced fees may be available in selected circumstances, depending on financial need and practice capacity. Please ask about availability if cost is a barrier.

Health Savings Account payments are accepted for eligible services.

Substantive letters, forms, or professional consultations requested outside the agreed scope of care may involve additional fees. Any applicable charge will be discussed in advance and must be consistent with insurance agreements and applicable requirements.

Good Faith Estimates

If you are uninsured or will not be using insurance, you generally have the right to a written Good Faith Estimate of expected charges when you request one or schedule care at least three business days in advance.

If a bill from a provider is at least $400 above that provider’s estimate, you may qualify for the federal patient-provider dispute resolution process. Keep a copy of your estimate. Further information is available at cms.gov/nosurprises.

Questions about fees or coverage?

Please contact Maxwell Psychological Services to discuss your needs, confirm insurance participation, or request an estimate.